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The Year of the Snake is coming, as we bid farewell to the old year and usher in the new, I would like to extend, on behalf of VTeam Group, our sincere wishes and heartfelt gratitude to all leaders, clients, customers, and partners who have supported VTeam’s growth.

2024 marked a year of VTeam Group’s comprehensive focus on enterprises’ exports and overseas expansion. Facing complex and dynamic global market conditions, all VTeam people remained united and forged ahead, achieving remarkable success across both domestic and international business.

Last year, we launched one-stop financial services for enterprises’ global expansion, offering a full range of financial products including export trade financing, offshore trade financing, overseas bank account opening, and payment services, with our business footprint covering 223 countries and regions including Europe, the United States, Australia, and ASEAN.

In 2024, VTeam Group focused on the cross-border e-commerce business, providing global Amazon sellers with e-commerce financing solutions that feature high credit limits, low interest rates, and are collateral-free.

In 2024, VTeam Group successfully hosted the “VTeam Night” event at the China Commercial Factoring Industry Summit, where we launched three two-factor models of international factoring — two-factor export factoring, two-factor import factoring, and two-factor offshore factoring. We also established China’s first two-factor strategic cooperation of international factoring with a factoring company under China Unicom Group, a central state-owned enterprise (SOE), leading the creative development of the factoring industry in China.

As a global fintech investment group driven by both financial technology and financial services, VTeam Group remains committed to supporting the growth of China’s economy. In 2024, we won such major industry awards as China’s Best Leader of Cross Border Finance Business and Leader of Cross Border E-commerce Financial Services. Meanwhile, we made comprehensive progress in empowering the economy through fintech innovation, obtaining a total of 20 exclusive international patents in the area of supply chain finance risk control. We provided fintech services to government agencies such as the Ministry of Commerce of the Kingdom of Cambodia, and renowned global enterprises including Viettel Group, the largest telecom operator in Southeast Asia.

As a Chinese poem reads, “A time will come for me to ride the wind and cleave the waves, and I’ll set sail to cross the vast ocean.”

2025 marks the “Year of Efficiency” for VTeam Group. We will fully accelerate international business growth, joining hands with global partners to expand our services in business areas including enterprises’ export and overseas expansion, cross-border e-commerce, and two-factor models on international factoring, striving to become the leader in international financial services! All VTeam people will forge ahead with higher morale, providing superior fintech and financial services for global clients!

Finally, I wish all leaders and friends who care about VTeam Group’s growth, as well as all VTeam staff, a prosperous and auspicious Year of the Snake! Thank you!

Fongtai WEN

Chairman of VTeam Group

January 26, 2025